It’s funny because you will not find many college classes on insurance. In fact, most people find their way to insurance after they have worked in another field and are looking for something new. It’s almost like it’s a “rebound” career. I know that’s how it was for me and big majority of the people I have worked with through the years. Regardless of what you call it or when you find it, it could be the best thing you have ever done career-wise. Why?
It is something everyone needs to have…and they know it. In some cases it is actually mandated by law. The products and rates are always changing and that makes the market roil and boil with activity. People are always looking for a better deal or a new product feature. Life changes happen (deaths, births, marriages, etc) and that causes an almost inevitable search for different insurance products.
We simply help them understand how Medicare works so they can choose plans that provide what they need to maintain optimal health. ..and then we provide guidance over time as their needs and health change. Simple.
Technically, I know it is sales but I think that is a misnomer when looking at what we do. You visit with someone, listen to what they need, and help them get it. It is almost like being a professional visitor. You will see homes, cuddle with pets, look at gardens, drink iced tea, and laugh with these neat folks. Over the years, friendships can develop as you work this deeply rewarding job.
If you are looking for a change in direction and any of the above sounds attractive, we’d love the opportunity to visit with you in more detail. Just give us a call at 346.341.2922 or email us.
Please reach us at greenroselegacy@gmail.com if you cannot find an answer to your question.
A: Absolutely nothing! There is never a charge or any obligation to use our services. They are free.
A: Technically no, but if you do not sign up for Part B when first eligible and do not have creditable coverage through an Employer or elsewhere, you could face a late enrollment penalty (LEP) when you do sign up. Additionally, when signing up in this circumstance, there could be delays in getting the coverage in force
A: No. As long as you remain on your employer group plan, you will not be fined for delaying signing up for Medicare. However, once you decide you are going to drop your employer coverage, you will need to sign up for Medicare Part B within a certain time frame (Special Election Period) to avoid a late enrollment penalty (LEP).
A: No! We know your Drs are important to you! In fact, so are hospitals and pharmacies. Our goal is to find a plan that your Dr, hospital, and pharmacy accepts so you do not have to change.
A: Medicare Advantage plans are very popular and offer excellent coverage. They are not free…even the $0 versions! The taxes you paid all those years helped to fund these programs. In addition to payments from the federal government, your Part B premium is paid to the carrier providing your plan. So, while the plan may be $0 (or a low amount) to you, they are not free!
Green Rose Fiscal Solutions LLC
10205 Westheimer Rd Suite 1100 Houston, TX 77042
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